In our business, we are putting together a team to complete an obstacle course to raise money for charity. Where do we stand should someone get injured in the event? Does it fall under workers’ compensation?
Employer liability for workers’ compensation extends to any injury sustained in the course of employment and to which the employment was a substantially contributing factor.
In the case of social and sporting events, even where these do not take place at the place of work, during work hours or as part of the workers’ normal work duties, these requirements are likely to be met where the employer sponsored, supported or otherwise encouraged or induced participation in the activity in question.
That your business is organising the activity likely means that you will be liable to compensate any injury that results from it.